Tony is the founder of JourneyHappy Financial Planning and is based in Oxford. He has over 30 years’ experience in financial services, having worked across large organisations and advisory firms before choosing to build his own client-focused practice.

Tony specialises in working with people over 50, helping them plan with clarity and confidence as they approach major life and career transitions. His approach places equal importance on financial security, wellbeing, and lifestyle.

As a mentor, Tony supports advisers who are looking to move into self-employment or set up as an Appointed Representative. He draws on decades of experience to offer practical guidance, perspective, and reassurance, and enjoys being a sounding board as others navigate the realities of building and running their own advice businesses.